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Questions and Answers (Q&A)


     

Why pay an additional fee for primary care services when they are already covered under my health care insurance?


If I decide to become a patient of Dr. Cortland's should I drop my medical coverage under my employer's plan?


Can I submit the annual fee to my insurance plan for reimbursement?


Who should become a member?


What are Dr. Cortland's fees?



Questions and Answers (Q&A)


Why pay an additional fee for primary care services when they are already covered under my halth care insurance?

Although the same "clinical" services may be provided, the level of patient care may be quite different. Patients turn to Dr. Cortland to fill a need unmet under current healthcare plans - such as individualized attention, improved access to care, continuity in care, real advocacy and more.

Most health care plans typically will cover the cost of care provided by Dr. Cortland, however she'd be considered an "out-of-network provider," meaning that your health care insurance would likely reimburse you at lower level.

By adjusting your employer health care plan election during the next enrollment period, you may end up offsetting any added costs. For example, instead of participating in a more costly plan, consider shifting to a less expensive plan with higher deductibles and lower premiums - such as a major catastrophic plan.

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If I decide to become a patient of Dr. Cortland's should I drop my medical coverage under my employer's plan?

Dr. Cortland offers an enhanced option for primary care physician services. Her services are intended to supplement your health insurance. However, you should consider how to best optimize your health options and this program.

Because Dr. Cortland's services include primary physician-type services, many of her patients elect a less expensive employer plan (HMO or catastrophic plan).

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Can I submit the annual fee to my insurance plan for reimbursement?

The annual fee is not reimbursable through employer insurance plans, but may be eligible for reimbursement through a pre-tax flexible spending account or on your income tax return.

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Who should become a member?

Executives or other busy professionals with fast-paced lifestyles who require prompt and responsive care.

Anyone who desires top-notch health care and a more comforting and trustworthy relationship with their physician.

Anyone who believes their physician is an important link to their ongoing health and well-being.

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What are Dr. Cortland's fees?

For complete fee information and registration materials, click here.

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Dawn D. Cortland, M.D. - (415) 433-2110
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